Once a payment has been successfully completed, please allow 2 to 7 business days for the funds to be received and processed by USIA. Processing times may vary depending on the payment method used, banking procedures, and third-party payment providers. International transfers or payments made through external platforms may require additional time. If you have any questions regarding payment status or processing times, please contact our team for assistance. USIA does not provide refunds in cash or cash equivalents under any circumstances. Where a refund is approved, it will be issued only in the form of a credit voucher. Credit vouchers may be used toward future purchases or services with USIA and are subject to specific terms and validity conditions. All refunds are governed by specific contractual conditions agreed at the time of purchase. These conditions may vary depending on the artwork, service, or agreement. For more information or clarification regarding refunds, please contact our team info@usia.co.uk.

PayPal (Europe) S.à r.l. et Cie, SCA is a credit institution (bank) authorised and supervised by the Luxembourg financial regulator, the Commission de Surveillance du Secteur Financier (CSSF). The CSSF is responsible for overseeing regulated financial institutions in Luxembourg and maintains an official register of authorised organisations. The CSSF’s registered office is located at 283, route d’Arlon, L-1150 Luxembourg, Luxembourg. PayPal (Europe) S.à r.l. et Cie, SCA is registered in Luxembourg with Commercial Registration Number RCS Luxembourg B 118 349 and VAT Number LU22046007. Its registered office is at 22–24 Boulevard Royal, L-2449 Luxembourg. For enquiries, PayPal can be contacted at enquiry@paypal.com

Stripe Technology Europe, Limited (“Stripe PSP”) is an additional party to this Agreement solely for the purposes of (a) providing Regulated Financial Services; and (b) acting as a Payment Method Acquirer. Each reference in this Agreement to “Stripe” means Stripe Payments Europe, Limited, except to the extent that the reference relates to providing Regulated Financial Services, in which case “Stripe” means Stripe PSP. “Regulated Financial Services” means (i) the Services that the Central Bank of Ireland has authorised Stripe PSP to provide, which are listed at https://registers.centralbank.ie/FirmRegisterDataPage.aspx?firmReferenceNumber=C187865&register=63, and (ii) any other regulated financial services it is entitled to provide under applicable Law. Stripe PSP is regulated by the Central Bank of Ireland. The Central Bank of Ireland has authorised Stripe PSP as an electronic money institution under reference number C187865. Stripe PSP is not a bank and does not offer any form of deposit or savings account. Stripe PSP is not part of the Financial Services Compensation Scheme or the Deposit Guarantee Scheme. To the extent the Services are Regulated Financial Services, Stripe PSP is the only provider of those Services.

Wise Europe SA is a company incorporated in Belgium with registered number 0713629988. Our registered office is at Rue du Trône 100, 3rd floor, 1050 Brussels, Belgium. Wise is a payment institution authorised in Belgium.All investment services are provided by Wise Assets Europe AS, incorporated in Estonia under registration number 16267372. Wise Assets Europe AS is authorised and regulated as an investment firm by the Estonian Financial Supervision and Resolution Authority under licence number 4.1-1/174. The registered address is Kopli tn 68a, Põhja-Tallinna linnaosa, Tallinn, Estonia.

Revolut Bank UAB - Branch in Portugal, registered with the Bank of Portugal under number 3560, and in the Lisbon Commercial Registry under the unique registration number and taxpayer number 980752019, with its registered office at Fábrica 390, Rua Heróis de França, numbers 415 and 417, 4450-155 Matosinhos, Portugal. Revolut Bank UAB - Branch in Portugal is a branch of Revolut Bank, UAB, a company incorporated in the Republic of Lithuania under number 304580906, registered in the Register of Legal Entities of the Republic of Lithuania under the aforementioned company number, with authorization code LB002119.